Lack of Insurance Affects Access to Health Care

About 25% of uninsured adults go without proper needed care due to the high cost. The studies show that patients who are uninsured are less likely than those with insurance to receive preventive care and services for their chronic diseases or health conditions. Some research also shows that having health insurance can decrease likelihood of stress and depression. Health providers can choose not to...

Important Facts about the Uninsured Population

In 2012 there were over 47 million Americans who were uninsured. The Affordable Care Act (ACA) was designed to reduce that number of uninsured Americans significantly. The ACA would provide Medicaid or subsidized health insurance coverage to individuals that meet the qualifications with income of up to 400% of the federal poverty level starting in 2014. We will cover some of the main reasons about...

Assistance Program Application For HIV Medication Making Waves

Individuals that are dealing with the hardships of HIV can now access antiretroviral (ARV) medications through several HIV patient assistance programs (PAPs). This is helping people that are dealing with this disease live longer and get proper care. The Application Streamlining Process PAPs are crucial for helping individuals get the care that they need. They are operated by large pharmaceutical companies...

Uninsured Patients at a Higher Risk for Death

Uninsured Patients at a Higher Risk for Death It has been stated and studies do show that uninsured patients have a higher risk of death. This is mostly because privately owned hospitals require payment for their services and are likely to be financially strapped due to the number of non-paying patients. It is a Federal law that no person can be refused medical treatment regardless of his or her ability...

Uninsured Patients Receiving Financial Assistance

Uninsured Patients Receiving Financial Assistance One of the benefits of not having medical insurance is that there are patient assistance programs available to help patients receive free or discounted services, such as prescription assistance. These programs are designed for patients to get the care that they need for everything from a routine office visit to surgical procedures and aftercare. Possible...

Doctors Choose to Accept Cash Only

Doctors Choose to Accept Cash Only Affording health insurance is one thing but finding a doctor that accepts your specific insurance plan is where the difficulties lie. If you obtain insurance and your doctor does not accept it, you are almost forced to find another doctor. This is unsettling for patients because they build a relationship and built trust with a specific doctor just to have to give...

How to Deal with Medical Bills for Self-Paying Patients

How to Deal with Medical Bills for Self-Paying Patients Anytime that a medical emergency arises for self-paying patients, the fear of the receiving the high hospital bill arises. In most cases, it is simply because self-paying patients pay full-price. Many hospitals offer discounts for self-pay patients, however, even these totals are too much for some to afford. Unfortunately, what is noticed is that...

Cash-Friendly Doctor Hunting

In this day and age, people need to find the most affordable doctors available or else they will be stuck with a huge hospital bill if they go to the emergency room. A primary care doctor that is cash friendly will give you more individualized attention, but more importantly they will be cheaper than getting traditional hospital care. Cash-friendly doctors can be hard to find, but once you do you’ll...

Direct Primary Care is Cheaper

Self-pay patients often spend a lot of time trying to figure out how to get affordable healthcare. This can be a challenge because they are uninsured and usually not part of any governmental assistance program. Furthermore, self-pay patients have to learn about various programs and concepts, such as telemedicine, healthcare ministries, pharmaceutical discount cards, and cash-only doctors. The common...